Built around the exposure
Coverage is only useful when it fits the way you operate.
Employment practices liability insurance can address allegations such as discrimination, harassment, retaliation, and wrongful termination.
Discuss this coverageWho typically needs it
- Businesses with employees
- Growing organizations
- Multi-state employers
What it can address
- Certain discrimination allegations
- Harassment and retaliation claims
- Wrongful termination allegations
- Related defense expenses
Important considerations
- Employment practices
- Claims history
- Third-party coverage
- Wage-and-hour limitations
Common questions
A clearer starting point.
Is employment practices liability required?+
Requirements vary by state, contract, industry, and the way your business operates. We can help you identify the requirements that may apply before approaching insurance markets.
How are limits and pricing determined?+
Insurers consider factors such as operations, size, location, loss history, controls, requested limits, and policy structure. A complete submission helps underwriters evaluate the account accurately.
Can this coordinate with our other policies?+
Often, yes. Reviewing the full insurance program can identify overlaps, gaps, inconsistent dates, or underlying-limit requirements that should be addressed together.
Coverage availability, terms, conditions, exclusions, and pricing vary by insurer and underwriting. This information is general and is not a representation of coverage under any specific policy.