Built around the exposure
Coverage is only useful when it fits the way you operate.
Commercial general liability addresses many of the everyday third-party claims that can arise from operations, premises, products, and completed work.
Discuss this coverageWho typically needs it
- Most operating businesses
- Contractors and service providers
- Property owners and retailers
What it can address
- Third-party bodily injury
- Third-party property damage
- Products and completed operations
- Certain personal and advertising injuries
Important considerations
- Contract requirements
- Additional insured status
- Subcontractor controls
- Coverage exclusions and limits
Common questions
A clearer starting point.
Is general liability required?+
Requirements vary by state, contract, industry, and the way your business operates. We can help you identify the requirements that may apply before approaching insurance markets.
How are limits and pricing determined?+
Insurers consider factors such as operations, size, location, loss history, controls, requested limits, and policy structure. A complete submission helps underwriters evaluate the account accurately.
Can this coordinate with our other policies?+
Often, yes. Reviewing the full insurance program can identify overlaps, gaps, inconsistent dates, or underlying-limit requirements that should be addressed together.
Coverage availability, terms, conditions, exclusions, and pricing vary by insurer and underwriting. This information is general and is not a representation of coverage under any specific policy.