Built around the exposure
Coverage is only useful when it fits the way you operate.
Professional liability responds to certain claims alleging that services, advice, or professional work caused a client financial harm.
Discuss this coverageWho typically needs it
- Consultants and advisors
- Technology and professional firms
- Healthcare and specialized service providers
What it can address
- Alleged errors or omissions
- Professional negligence claims
- Defense costs
- Certain client financial-loss allegations
Important considerations
- Scope of services
- Claims-made dates
- Contract language
- Prior acts and exclusions
Common questions
A clearer starting point.
Is professional liability / e&o required?+
Requirements vary by state, contract, industry, and the way your business operates. We can help you identify the requirements that may apply before approaching insurance markets.
How are limits and pricing determined?+
Insurers consider factors such as operations, size, location, loss history, controls, requested limits, and policy structure. A complete submission helps underwriters evaluate the account accurately.
Can this coordinate with our other policies?+
Often, yes. Reviewing the full insurance program can identify overlaps, gaps, inconsistent dates, or underlying-limit requirements that should be addressed together.
Coverage availability, terms, conditions, exclusions, and pricing vary by insurer and underwriting. This information is general and is not a representation of coverage under any specific policy.