Contractors & Construction

Programs shaped around crews, contracts, job sites, vehicles, and subcontracted work.

Transportation & Commercial Auto

Fleet-focused coverage for vehicles, drivers, cargo, and demanding road exposures.

NEMT

Coverage for non-emergency medical transportation operations and passenger care.

Healthcare

Insurance strategies for patient-facing organizations, practices, and care providers.

ABA & Behavioral Health

Insurance for ABA therapy practices and behavioral health providers—built around BCBAs, RBTs, in-home and clinic sessions, payer contracts, and client data.

Tree Service & Arborists

Insurance for tree trimming, removal, and arborist companies—built around climbing crews, chippers, cranes, and utility or municipal contracts.

Painting Contractors

Workers’ comp, general liability, and auto for residential and commercial painters—including Georgia painting contractors and crews working across state lines.

Delivery & Last-Mile Fleets

Commercial auto, cargo, and workers’ comp for delivery service partners, courier companies, and last-mile fleets in New York City and nationwide.

DSP & Contracted Delivery Companies

Workers’ comp, commercial auto, and liability for delivery service partners (DSPs) and contracted route operators working with Amazon, FedEx, and other shippers—in New York City, New York State, and nationwide.

Roofing Contractors

Insurance for residential and commercial roofers—built around heights, hot work, subcontractors, and general contractor requirements.

Home Health & Home Care Agencies

Insurance for home health and non-medical home care agencies—built around caregivers in clients’ homes, driving, and state and payer requirements.

Pharmacies

Protection for professional, property, inventory, cyber, and operational exposures.

Security Companies

Coverage built around guards, contracts, vehicles, weapons, and high-severity liability.

Hospitality

Coordinated protection for guest operations, property, employees, and revenue.

Real Estate & Property Owners

Portfolio-minded coverage for buildings, tenants, operations, and income.

Nonprofits

Mission-aware coverage for boards, staff, volunteers, programs, and fundraising.

Cleaning & Janitorial

Practical protection for mobile crews, client property, vehicles, and employee injuries.

Professional Services

Coverage for advice, deliverables, data, contracts, and growing teams.

Retail

Coverage for storefronts, inventory, customers, employees, and online operations.

Manufacturing

Integrated protection for facilities, equipment, products, supply chains, and people.

Staffing

Programs designed around changing payroll, client contracts, and placed-worker exposures.

Automotive Businesses

Coverage for customer vehicles, garage operations, property, tools, and test drives.