Built around the exposure
Coverage is only useful when it fits the way you operate.
Management liability programs can combine directors and officers, employment practices, fiduciary, and crime protections based on an organization’s structure.
Discuss this coverageWho typically needs it
- Private and nonprofit organizations
- Boards and executive teams
- Companies raising capital or navigating transactions
What it can address
- Certain management decisions
- Defense costs
- Entity and individual insured exposures
- Selected fiduciary or crime risks
Important considerations
- Ownership structure
- Financial condition
- Prior acts
- Mergers and transaction activity
Common questions
A clearer starting point.
Is management liability / d&o required?+
Requirements vary by state, contract, industry, and the way your business operates. We can help you identify the requirements that may apply before approaching insurance markets.
How are limits and pricing determined?+
Insurers consider factors such as operations, size, location, loss history, controls, requested limits, and policy structure. A complete submission helps underwriters evaluate the account accurately.
Can this coordinate with our other policies?+
Often, yes. Reviewing the full insurance program can identify overlaps, gaps, inconsistent dates, or underlying-limit requirements that should be addressed together.
Coverage availability, terms, conditions, exclusions, and pricing vary by insurer and underwriting. This information is general and is not a representation of coverage under any specific policy.